*We do perform a credit check on customers as part of our application process. "No Credit Needed" does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.
How it works
Apply in minutes
Start online with the Apply now button, or ask any associate in the showroom.
Get a decision in seconds
Koalafi reviews your application right away and shows you your lease terms.
Shop and take it home
Choose your furniture and take it home with a low initial payment.
What to know
- Early Purchase Option available on every lease
- Payments reported to TransUnion
- High approval rates
- Simple, fast and transparent — you see your lease terms before you sign
*We do perform a credit check on customers as part of our application process. "No Credit Needed" does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.